Rentals taught Lois Meyer a hard truth: appreciation looks great until cash flow gets thin and your “passive” deal starts acting like a second job.

In this breakout, she'll share why she shifted from owning doors to owning mortgage notes—becoming the bank. We’ll compare rentals vs. notes with the lens that matters: where your time goes, what can break, and what actually pays you each month.

You’ll see how seller financing creates real-estate-backed income without tenants, repairs, or late-night calls.
You’ll leave with a simple filter for deciding when rentals still win—and when paper beats property.
We’ll look at real deals and the exact cash-flow math.

Bio:
Lois Meyer is a real estate investor and note specialist with 25+ years of hands-on experience building durable, cash-flowing portfolios. She and her partner bought distressed properties, flipped them, and held them as rentals, growing a multi-property Houston portfolio that they self-managed and repaired while working full-time corporate roles. Early in her career, Lois served as a mortgage loan officer during high interest rate environments, then as an investment banker on the secondary mortgage market, and later as a financial recruiter. Today, she manages a portfolio of over 50 first-lien mortgage notes and helps individuals align their investments with long-term retirement goals.

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